Katy has 25,184 residents in 7,942 households. We list 19 agencies for directors & officers insurance in Katy. Here is what the local numbers say about the cover people here need.

Katy at a glance

19directors & officers insurance agencies listed
19.3%of households rentRenters insurance
$401,700median home valueHome insurance
2003median year homes were builtRebuild cost calculator
2.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Harris County

FEMA rates the overall natural hazard risk in Harris County, where most Katy agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Katy
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Katy
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Katy
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Katy
Ice stormVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Katy How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Katy agencies work with

Of the 19 Katy agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Chubb (ACE)15 agencies
Progressive14 agencies
Employers12 agencies
Foremost12 agencies
GEICO12 agencies
Homeowners of America12 agencies
Liberty Mutual (Safeco)12 agencies
Porch12 agencies
The Hartford12 agencies
Liberty Mutual11 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Katy agencies are

Katy agencies we list sit in 5 ZIP codes, mostly in Harris County.

7749410 agencies
774493 agencies
774933 agencies
774502 agencies
774921 agency

Questions

Directors & Officers insurance in Katy

All insurance agencies in Katy · Directors & Officers insurance across Texas

Where can I find directors & officers insurance in Katy?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does directors & officers insurance cover?

Protects the personal assets of directors against claims over their decisions.

Which insurance companies do Katy agencies work with?

Among the 19 Katy agencies whose appointments we hold, the companies they are most often appointed with are Chubb (ACE) (15), Progressive (14), Employers (12), Foremost (12), GEICO (12). An appointed agency can quote that company's policies.

Do I need flood insurance in Katy?

FEMA's National Risk Index rates inland flooding risk in Harris County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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