Ohio has 11,810,293 residents. We list 112 agencies for directors & officers insurance in Ohio. Here is what the local numbers say about the cover people here need.

Ohio at a glance

112directors & officers insurance agencies listed
32.8%of households rentRenters insurance
$214,800median home valueHome insurance
1970median year homes were builtRebuild cost calculator
7.5%of households have no carAuto insurance
3.4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Ohio

How many of Ohio’s 88 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Ice storm22 of 88 counties
Very High in Montgomery County, Lucas County.
Strong wind19 of 88 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Ohio
Winter weather19 of 88 counties
Lightning17 of 88 counties
Very High in Hamilton County.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Ohio
Tornado10 of 88 counties
Very High in Hamilton County, Cuyahoga County.
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Ohio
Hail7 of 88 counties
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Ohio

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Ohio

Ohio requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Ohio How much liability cover do you need?

Source: insurance.ohio.gov. Checked 2026-10-24.

Insurance companies Ohio agencies work with

Of the 112 Ohio agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers71 agencies
Chubb70 agencies
Liberty Mutual60 agencies
Chubb (ACE)58 agencies
The Hartford56 agencies
Progressive50 agencies
Travelers (Standard Fire)50 agencies
Safeco49 agencies
Employers48 agencies
Liberty Mutual (Safeco)47 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Directors & Officers insurance in Ohio

All insurance agencies in Ohio · Directors & Officers insurance in every state

Where can I find directors & officers insurance in Ohio?

Pick your city in the list on this page to see every agency there that offers directors & officers insurance, or search by name or ZIP code.

What does directors & officers insurance cover?

Protects the personal assets of directors against claims over their decisions.

Which insurance companies do Ohio agencies work with?

Among the 112 Ohio agencies whose appointments we hold, the companies they are most often appointed with are Travelers (71), Chubb (70), Liberty Mutual (60), Chubb (ACE) (58), The Hartford (56). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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