Georgia has 10,940,407 residents. We list 122 agencies for directors & officers insurance in Georgia. Here is what the local numbers say about the cover people here need.

Georgia at a glance

122directors & officers insurance agencies listed
34.3%of households rentRenters insurance
$303,300median home valueHome insurance
1992median year homes were builtRebuild cost calculator
5.9%of households have no carAuto insurance
7.8%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Georgia

How many of Georgia’s 159 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Lightning22 of 159 counties
Very High in Gwinnett County, DeKalb County, Fulton County and 2 more.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Georgia
Tornado13 of 159 counties
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Georgia
Ice storm10 of 159 counties
Very High in DeKalb County.
Hurricane6 of 159 counties
Very High in Chatham County.
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Georgia
Strong wind6 of 159 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Georgia
Inland flooding4 of 159 counties
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in every state

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Georgia

Georgia requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Georgia How much liability cover do you need?

Source: oci.georgia.gov. Checked 2026-10-24.

Insurance companies Georgia agencies work with

Of the 122 Georgia agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Chubb72 agencies
Chubb (ACE)70 agencies
Travelers68 agencies
Employers61 agencies
The Hartford59 agencies
AmTrust49 agencies
Liberty Mutual47 agencies
Nationwide47 agencies
Travelers (Standard Fire)46 agencies
Philadelphia Insurance39 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Directors & Officers insurance in Georgia

All insurance agencies in Georgia · Directors & Officers insurance in every state

Where can I find directors & officers insurance in Georgia?

Pick your city in the list on this page to see every agency there that offers directors & officers insurance, or search by name or ZIP code.

What does directors & officers insurance cover?

Protects the personal assets of directors against claims over their decisions.

Which insurance companies do Georgia agencies work with?

Among the 122 Georgia agencies whose appointments we hold, the companies they are most often appointed with are Chubb (72), Chubb (ACE) (70), Travelers (68), Employers (61), The Hartford (59). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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