Nevada has 3,184,612 residents. We list 11 agencies for contractors' equipment insurance in Nevada. Here is what the local numbers say about the cover people here need.

Nevada at a glance

11contractors' equipment insurance agencies listed
40%of households rentRenters insurance
$435,400median home valueHome insurance
1996median year homes were builtRebuild cost calculator
7%of households have no carAuto insurance
5.2%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Nevada

How many of Nevada’s 17 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Winter weather6 of 17 counties
Very High in Washoe County.
Wildfire4 of 17 counties
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Nevada
Lightning3 of 17 counties
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Nevada
Inland flooding2 of 17 counties
Very High in Clark County.
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in every state
Earthquake2 of 17 counties
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance in every state
Hail1 of 17 counties
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Nevada

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Nevada

Nevada requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. A combined single limit of $70,000 is accepted instead.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Nevada How much liability cover do you need?

Source: epubs.nsla.nv.gov, limits in force since 2018-07-01. Checked 2026-10-24.

Insurance companies Nevada agencies work with

Of the 11 Nevada agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Great American11 agencies
Travelers9 agencies
Liberty Mutual6 agencies
Liberty Mutual (Safeco)6 agencies
Nationwide6 agencies
Safeco6 agencies
AmTrust5 agencies
Chubb5 agencies
Philadelphia Insurance5 agencies
Progressive5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Contractors' Equipment insurance in Nevada

All insurance agencies in Nevada · Contractors' Equipment insurance in every state

Where can I find contractors' equipment insurance in Nevada?

Pick your city in the list on this page to see every agency there that offers contractors' equipment insurance, or search by name or ZIP code.

What does contractors' equipment insurance cover?

Covers plant and tools on site, in transit and in storage.

Which insurance companies do Nevada agencies work with?

Among the 11 Nevada agencies whose appointments we hold, the companies they are most often appointed with are Great American (11), Travelers (9), Liberty Mutual (6), Liberty Mutual (Safeco) (6), Nationwide (6). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

For insurance agencies

Is your Nevada agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing