Kirkland has 92,621 residents in 38,771 households. We list 5 agencies for condo insurance in Kirkland. Here is what the local numbers say about the cover people here need.

Kirkland at a glance

5condo insurance agencies listed
39.2%of households rentRenters insurance
$1,115,400median home valueHome insurance
1984median year homes were builtRebuild cost calculator
4.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in King County

FEMA rates the overall natural hazard risk in King County, where most Kirkland agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Winter weatherRelatively High
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Kirkland agencies are

Kirkland agencies we list sit in 2 ZIP codes, mostly in King County.

980333 agencies
980342 agencies

Questions

Condo insurance in Kirkland

All insurance agencies in Kirkland · Condo insurance across Washington

Where can I find condo insurance in Kirkland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does condo insurance cover?

Fills the gap between your condo association master policy and your own unit.

Do I need flood insurance in Kirkland?

FEMA's National Risk Index rates inland flooding risk in King County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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