San Diego has 1,389,526 residents in 530,412 households. We list 39 agencies for condo insurance in San Diego. Here is what the local numbers say about the cover people here need.

San Diego at a glance

39condo insurance agencies listed
52.7%of households rentRenters insurance
$906,700median home valueHome insurance
1979median year homes were builtRebuild cost calculator
6.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in San Diego County

FEMA rates the overall natural hazard risk in San Diego County, where most San Diego agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in San Diego
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies San Diego agencies work with

Of the 39 San Diego agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers29 agencies
Nationwide22 agencies
The Hartford21 agencies
Liberty Mutual19 agencies
Safeco18 agencies
Travelers (Standard Fire)18 agencies
Employers17 agencies
Liberty Mutual (Safeco)17 agencies
Nationwide (Allied)15 agencies
Nationwide (Colonial)15 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where San Diego agencies are

San Diego agencies we list sit in 18 ZIP codes, mostly in San Diego County.

921018 agencies
921086 agencies
921233 agencies
921313 agencies
921072 agencies
921112 agencies
921212 agencies
921262 agencies
921302 agencies
921031 agency
921041 agency
921061 agency
921091 agency
921151 agency
921171 agency
921271 agency
921281 agency
921691 agency

Questions

Condo insurance in San Diego

All insurance agencies in San Diego · Condo insurance across California

Where can I find condo insurance in San Diego?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does condo insurance cover?

Fills the gap between your condo association master policy and your own unit.

Which insurance companies do San Diego agencies work with?

Among the 39 San Diego agencies whose appointments we hold, the companies they are most often appointed with are Travelers (29), Nationwide (22), The Hartford (21), Liberty Mutual (19), Safeco (18). An appointed agency can quote that company's policies.

Do I need flood insurance in San Diego?

FEMA's National Risk Index rates inland flooding risk in San Diego County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Condo insurance near San Diego

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