Commercial Auto insurance · Texas

Commercial Auto Insurance Agencies in Temple, TX

Covers vehicles used for business, which personal auto policies exclude.

Local insight

Commercial Auto insurance in Temple: what to know

Temple has 89,602 residents in 34,514 households. We list 11 agencies for commercial auto insurance in Temple. Here is what the local numbers say about the cover people here need.

Temple at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Bell County

FEMA rates the overall natural hazard risk in Bell County, where most Temple agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Temple
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Temple
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Temple
  • Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Temple agencies work with

Of the 11 Temple agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Progressive10 agencies
  2. Liberty Mutual8 agencies
  3. Travelers8 agencies
  4. Foremost7 agencies
  5. Liberty Mutual (Safeco)7 agencies
  6. Mercury7 agencies
  7. Safeco7 agencies
  8. Travelers (Standard Fire)7 agencies
  9. The Hartford6 agencies
  10. American Modern5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Temple agencies are

Temple agencies we list sit in 4 ZIP codes, mostly in Bell County.

  • 765025 agencies
  • 765033 agencies
  • 765042 agencies
  • 765011 agency

Questions

Commercial Auto insurance in Temple

All insurance agencies in Temple · Commercial Auto insurance across Texas

Where can I find commercial auto insurance in Temple?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does commercial auto insurance cover?

Covers vehicles used for business, which personal auto policies exclude.

Which insurance companies do Temple agencies work with?

Among the 11 Temple agencies whose appointments we hold, the companies they are most often appointed with are Progressive (10), Liberty Mutual (8), Travelers (8), Foremost (7), Liberty Mutual (Safeco) (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Temple?

FEMA's National Risk Index rates inland flooding risk in Bell County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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