Commercial Auto Insurance Agencies in Clovis, CA

Clovis at a glance

• 3commercial auto insurance agencies listed
• 34.6%of households rentRenters insurance
• $482,700median home valueHome insurance
• 1996median year homes were builtRebuild cost calculator
• 4.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Fresno County

FEMA rates the overall natural hazard risk in Fresno County, where most Clovis agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

• EarthquakeRelatively High

  Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

  Earthquake insurance
• Inland floodingRelatively High

  Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

  Flood insurance in California
• WildfireRelatively High

  Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.

  Home insurance in Clovis
• HailRelatively High

  Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

  Home insurance in Clovis
• LightningRelatively High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Clovis

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in California

California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in ClovisHow much liability cover do you need?

Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Where Clovis agencies are

Clovis agencies we list sit in 2 ZIP codes, mostly in Fresno County.

• 936132 agencies
• 936111 agency