Washington has 7,816,116 residents. We list 105 agencies for business owners policy (bop) insurance in Washington. Here is what the local numbers say about the cover people here need.

Washington at a glance

105business owners policy (bop) insurance agencies listed
36.2%of households rentRenters insurance
$564,600median home valueHome insurance
1985median year homes were builtRebuild cost calculator
7.1%of households have no carAuto insurance
5.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Washington

How many of Washington’s 39 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Ice storm11 of 39 counties
Very High in Snohomish County, Whatcom County, Spokane County.
Earthquake6 of 39 counties
Very High in King County.
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance in every state
Winter weather6 of 39 counties
Wildfire5 of 39 counties
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Washington
Inland flooding3 of 39 counties
Very High in King County.
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in every state
Lightning3 of 39 counties
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Washington

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Washington

Washington requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Washington How much liability cover do you need?

Source: app.leg.wa.gov. Checked 2026-10-24.

Insurance companies Washington agencies work with

Of the 105 Washington agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers73 agencies
Liberty Mutual66 agencies
Safeco57 agencies
Liberty Mutual (Safeco)53 agencies
Travelers (Standard Fire)48 agencies
Nationwide38 agencies
The Hartford36 agencies
Nationwide (Colonial)33 agencies
Nationwide (Allied)32 agencies
Progressive30 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Business Owners Policy (BOP) insurance in Washington

All insurance agencies in Washington · Business Owners Policy (BOP) insurance in every state

Where can I find business owners policy (bop) insurance in Washington?

Pick your city in the list on this page to see every agency there that offers business owners policy (bop) insurance, or search by name or ZIP code.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Washington agencies work with?

Among the 105 Washington agencies whose appointments we hold, the companies they are most often appointed with are Travelers (73), Liberty Mutual (66), Safeco (57), Liberty Mutual (Safeco) (53), Travelers (Standard Fire) (48). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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