Utah has 3,392,331 residents. We list 140 agencies for business owners policy (bop) insurance in Utah. Here is what the local numbers say about the cover people here need.

Utah at a glance

140business owners policy (bop) insurance agencies listed
29.8%of households rentRenters insurance
$489,400median home valueHome insurance
1992median year homes were builtRebuild cost calculator
4.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Utah

How many of Utah’s 29 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Winter weather12 of 29 counties
Very High in Salt Lake County.
Lightning12 of 29 counties
Very High in Washington County, Utah County, Davis County.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Utah
Wildfire4 of 29 counties
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Utah
Strong wind2 of 29 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Utah
Earthquake2 of 29 counties
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance in every state
Inland flooding1 of 29 counties
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in every state

Source: FEMA National Risk Index, December 2025 release.

Insurance companies Utah agencies work with

Of the 140 Utah agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers98 agencies
Liberty Mutual74 agencies
Travelers (Standard Fire)66 agencies
Safeco65 agencies
The Hartford59 agencies
Liberty Mutual (Safeco)58 agencies
Nationwide51 agencies
Progressive51 agencies
Nationwide (Colonial)43 agencies
Nationwide (Allied)41 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Business Owners Policy (BOP) insurance in Utah

All insurance agencies in Utah · Business Owners Policy (BOP) insurance in every state

Where can I find business owners policy (bop) insurance in Utah?

Pick your city in the list on this page to see every agency there that offers business owners policy (bop) insurance, or search by name or ZIP code.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Utah agencies work with?

Among the 140 Utah agencies whose appointments we hold, the companies they are most often appointed with are Travelers (98), Liberty Mutual (74), Travelers (Standard Fire) (66), Safeco (65), The Hartford (59). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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