Humble has 16,521 residents in 5,981 households. We list 10 agencies for business owners policy (bop) insurance in Humble. Here is what the local numbers say about the cover people here need.

Humble at a glance

10business owners policy (bop) insurance agencies listed
61.2%of households rentRenters insurance
$216,400median home valueHome insurance
1982median year homes were builtRebuild cost calculator
8.8%of households have no carAuto insurance
9.7%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Harris County

FEMA rates the overall natural hazard risk in Harris County, where most Humble agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Humble
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Humble
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Humble
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Humble
Ice stormVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Humble How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Humble agencies work with

Of the 10 Humble agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive7 agencies
GEICO6 agencies
Homeowners of America6 agencies
Liberty Mutual6 agencies
National General6 agencies
Porch6 agencies
Liberty Mutual (Safeco)5 agencies
Safeco5 agencies
Travelers5 agencies
Travelers (Standard Fire)5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Humble agencies are

Humble agencies we list sit in 4 ZIP codes, mostly in Harris County.

773466 agencies
773382 agencies
773471 agency
773961 agency

Questions

Business Owners Policy (BOP) insurance in Humble

All insurance agencies in Humble · Business Owners Policy (BOP) insurance across Texas

Where can I find business owners policy (bop) insurance in Humble?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Humble agencies work with?

Among the 10 Humble agencies whose appointments we hold, the companies they are most often appointed with are Progressive (7), GEICO (6), Homeowners of America (6), Liberty Mutual (6), National General (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Humble?

FEMA's National Risk Index rates inland flooding risk in Harris County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Business Owners Policy (BOP) insurance near Humble

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