Cleburne has 34,344 residents in 11,519 households. We list 4 agencies for business owners policy (bop) insurance in Cleburne. Here is what the local numbers say about the cover people here need.

Cleburne at a glance

4business owners policy (bop) insurance agencies listed
39.6%of households rentRenters insurance
$221,100median home valueHome insurance
1983median year homes were builtRebuild cost calculator
2.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Johnson County

FEMA rates the overall natural hazard risk in Johnson County, where most Cleburne agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Cleburne

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Cleburne How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Questions

Business Owners Policy (BOP) insurance in Cleburne

All insurance agencies in Cleburne · Business Owners Policy (BOP) insurance across Texas

Where can I find business owners policy (bop) insurance in Cleburne?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Do I need flood insurance in Cleburne?

FEMA's National Risk Index rates inland flooding risk in Johnson County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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