Amarillo has 201,885 residents in 79,741 households. We list 17 agencies for business owners policy (bop) insurance in Amarillo. Here is what the local numbers say about the cover people here need.

Amarillo at a glance

17business owners policy (bop) insurance agencies listed
40.3%of households rentRenters insurance
$196,900median home valueHome insurance
1973median year homes were builtRebuild cost calculator
5.9%of households have no carAuto insurance
3.4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Randall County

FEMA rates the overall natural hazard risk in Randall County, where most Amarillo agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Amarillo
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Amarillo
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Amarillo

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Amarillo How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Amarillo agencies work with

Of the 17 Amarillo agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual14 agencies
Liberty Mutual (Safeco)14 agencies
GEICO13 agencies
Home State13 agencies
Safeco13 agencies
Travelers12 agencies
Travelers (Standard Fire)12 agencies
Progressive10 agencies
Foremost9 agencies
Mercury9 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Amarillo agencies are

Amarillo agencies we list sit in 8 ZIP codes, mostly in Randall County.

791097 agencies
791053 agencies
791212 agencies
791011 agency
791021 agency
791041 agency
791181 agency
791191 agency

Questions

Business Owners Policy (BOP) insurance in Amarillo

All insurance agencies in Amarillo · Business Owners Policy (BOP) insurance across Texas

Where can I find business owners policy (bop) insurance in Amarillo?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Amarillo agencies work with?

Among the 17 Amarillo agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (14), Liberty Mutual (Safeco) (14), GEICO (13), Home State (13), Safeco (13). An appointed agency can quote that company's policies.

Do I need flood insurance in Amarillo?

FEMA's National Risk Index rates inland flooding risk in Randall County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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