Oregon has 4,254,293 residents. We list 69 agencies for business owners policy (bop) insurance in Oregon. Here is what the local numbers say about the cover people here need.

Oregon at a glance

69business owners policy (bop) insurance agencies listed
36.7%of households rentRenters insurance
$477,600median home valueHome insurance
1981median year homes were builtRebuild cost calculator
7.1%of households have no carAuto insurance
7.1%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Oregon

How many of Oregon’s 36 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Ice storm8 of 36 counties
Winter weather7 of 36 counties
Very High in Jackson County.
Earthquake6 of 36 counties
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance in every state
Inland flooding5 of 36 counties
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in every state
Wildfire5 of 36 counties
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Oregon
Lightning5 of 36 counties
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Oregon

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Oregon

Oregon requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires personal injury protection ($15,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Oregon How much liability cover do you need?

Source: oregon.gov. Checked 2026-10-24.

Insurance companies Oregon agencies work with

Of the 69 Oregon agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual50 agencies
Safeco48 agencies
Liberty Mutual (Safeco)46 agencies
Travelers44 agencies
Travelers (Standard Fire)30 agencies
Nationwide28 agencies
Progressive27 agencies
Nationwide (Allied)23 agencies
Nationwide (Colonial)22 agencies
Chubb20 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Business Owners Policy (BOP) insurance in Oregon

All insurance agencies in Oregon · Business Owners Policy (BOP) insurance in every state

Where can I find business owners policy (bop) insurance in Oregon?

Pick your city in the list on this page to see every agency there that offers business owners policy (bop) insurance, or search by name or ZIP code.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Oregon agencies work with?

Among the 69 Oregon agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (50), Safeco (48), Liberty Mutual (Safeco) (46), Travelers (44), Travelers (Standard Fire) (30). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

For insurance agencies

Is your Oregon agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing