Business Owners Policy (BOP) insurance · Ohio

Business Owners Policy (BOP) Insurance Agencies in Dublin, OH

Bundles property, liability and business interruption for smaller firms.

Local insight

Business Owners Policy (BOP) insurance in Dublin: what to know

Dublin has 49,294 residents in 17,995 households. We list 10 agencies for business owners policy (bop) insurance in Dublin. Here is what the local numbers say about the cover people here need.

Dublin at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Franklin County

FEMA rates the overall natural hazard risk in Franklin County, where most Dublin agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Dublin
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Dublin
  • Winter weatherRelatively High
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Dublin

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Ohio

Ohio requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: insurance.ohio.gov. Checked 2026-10-24.

Insurance companies Dublin agencies work with

Of the 10 Dublin agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Travelers6 agencies
  2. Travelers (Standard Fire)6 agencies
  3. Chubb5 agencies
  4. The Hartford5 agencies
  5. Nationwide4 agencies
  6. Nationwide (Allied)4 agencies
  7. Nationwide (Colonial)4 agencies
  8. AmTrust3 agencies
  9. Chubb (ACE)3 agencies
  10. Liberty Mutual3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Dublin agencies are

Dublin agencies we list sit in 2 ZIP codes, mostly in Franklin County.

  • 430179 agencies
  • 430161 agency

Questions

Business Owners Policy (BOP) insurance in Dublin

All insurance agencies in Dublin · Business Owners Policy (BOP) insurance across Ohio

Where can I find business owners policy (bop) insurance in Dublin?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Dublin agencies work with?

Among the 10 Dublin agencies whose appointments we hold, the companies they are most often appointed with are Travelers (6), Travelers (Standard Fire) (6), Chubb (5), The Hartford (5), Nationwide (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Dublin?

FEMA's National Risk Index rates inland flooding risk in Franklin County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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