Nebraska has 1,978,707 residents. We list 57 agencies for business owners policy (bop) insurance in Nebraska. Here is what the local numbers say about the cover people here need.

Nebraska at a glance

57business owners policy (bop) insurance agencies listed
33.5%of households rentRenters insurance
$238,600median home valueHome insurance
1975median year homes were builtRebuild cost calculator
5.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Nebraska

How many of Nebraska’s 93 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Hail30 of 93 counties
Very High in Douglas County.
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Nebraska
Strong wind18 of 93 counties
Very High in Douglas County, Lancaster County.
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Nebraska
Winter weather9 of 93 counties
Very High in Douglas County, Lancaster County.
Ice storm8 of 93 counties
Very High in Douglas County.
Tornado4 of 93 counties
Very High in Douglas County.
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Nebraska
Lightning3 of 93 counties
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Nebraska

Source: FEMA National Risk Index, December 2025 release.

Insurance companies Nebraska agencies work with

Of the 57 Nebraska agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers37 agencies
Nationwide30 agencies
Liberty Mutual28 agencies
Nationwide (Allied)28 agencies
Nationwide (Colonial)26 agencies
Safeco26 agencies
Travelers (Standard Fire)23 agencies
Liberty Mutual (Safeco)21 agencies
Progressive21 agencies
Mercury14 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Business Owners Policy (BOP) insurance in Nebraska

All insurance agencies in Nebraska · Business Owners Policy (BOP) insurance in every state

Where can I find business owners policy (bop) insurance in Nebraska?

Pick your city in the list on this page to see every agency there that offers business owners policy (bop) insurance, or search by name or ZIP code.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Nebraska agencies work with?

Among the 57 Nebraska agencies whose appointments we hold, the companies they are most often appointed with are Travelers (37), Nationwide (30), Liberty Mutual (28), Nationwide (Allied) (28), Nationwide (Colonial) (26). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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