Clive has 19,012 residents in 7,053 households. We list 6 agencies for business owners policy (bop) insurance in Clive. Here is what the local numbers say about the cover people here need.

Clive at a glance

6business owners policy (bop) insurance agencies listed
24.6%of households rentRenters insurance
$401,100median home valueHome insurance
1995median year homes were builtRebuild cost calculator
4.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Polk County

FEMA rates the overall natural hazard risk in Polk County, where most Clive agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Clive
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Clive
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Clive
Ice stormRelatively High
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Questions

Business Owners Policy (BOP) insurance in Clive

All insurance agencies in Clive · Business Owners Policy (BOP) insurance across Iowa

Where can I find business owners policy (bop) insurance in Clive?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Do I need flood insurance in Clive?

FEMA's National Risk Index rates inland flooding risk in Polk County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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