Indiana has 6,851,073 residents. We list 93 agencies for business owners policy (bop) insurance in Indiana. Here is what the local numbers say about the cover people here need.

Indiana at a glance

93business owners policy (bop) insurance agencies listed
29.4%of households rentRenters insurance
$218,200median home valueHome insurance
1976median year homes were builtRebuild cost calculator
6.2%of households have no carAuto insurance
4.4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Indiana

How many of Indiana’s 92 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Strong wind23 of 92 counties
Very High in Marion County.
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Indiana
Tornado13 of 92 counties
Very High in Lake County, Marion County.
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Indiana
Winter weather10 of 92 counties
Lightning4 of 92 counties
Very High in Marion County.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Indiana
Inland flooding3 of 92 counties
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in every state
Ice storm2 of 92 counties

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Indiana

Indiana requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Indiana How much liability cover do you need?

Source: in.gov. Checked 2026-10-24.

Insurance companies Indiana agencies work with

Of the 93 Indiana agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers59 agencies
Liberty Mutual58 agencies
Safeco53 agencies
Liberty Mutual (Safeco)48 agencies
The Hartford35 agencies
Nationwide34 agencies
Nationwide (Allied)34 agencies
Travelers (Standard Fire)34 agencies
Progressive33 agencies
Nationwide (Colonial)31 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Business Owners Policy (BOP) insurance in Indiana

All insurance agencies in Indiana · Business Owners Policy (BOP) insurance in every state

Where can I find business owners policy (bop) insurance in Indiana?

Pick your city in the list on this page to see every agency there that offers business owners policy (bop) insurance, or search by name or ZIP code.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Indiana agencies work with?

Among the 93 Indiana agencies whose appointments we hold, the companies they are most often appointed with are Travelers (59), Liberty Mutual (58), Safeco (53), Liberty Mutual (Safeco) (48), The Hartford (35). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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