Mesa has 511,764 residents in 198,498 households. We list 37 agencies for business owners policy (bop) insurance in Mesa. Here is what the local numbers say about the cover people here need.

Mesa at a glance

37business owners policy (bop) insurance agencies listed
35.6%of households rentRenters insurance
$408,000median home valueHome insurance
1989median year homes were builtRebuild cost calculator
5.2%of households have no carAuto insurance
12.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Maricopa County

FEMA rates the overall natural hazard risk in Maricopa County, where most Mesa agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Mesa
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Mesa
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Mesa
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Mesa

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arizona

Arizona requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $15,000 of property damage liability, often written 25/50/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Mesa How much liability cover do you need?

Source: azleg.gov, limits in force since 2020-07-01. Checked 2026-10-24.

Insurance companies Mesa agencies work with

Of the 37 Mesa agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers29 agencies
Liberty Mutual25 agencies
Liberty Mutual (Safeco)22 agencies
Safeco22 agencies
The Hartford21 agencies
Travelers (Standard Fire)16 agencies
Nationwide15 agencies
Foremost14 agencies
Markel14 agencies
Nationwide (Allied)13 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Mesa agencies are

Mesa agencies we list sit in 14 ZIP codes, mostly in Maricopa County.

8520611 agencies
852055 agencies
852023 agencies
852043 agencies
852103 agencies
852032 agencies
852082 agencies
852152 agencies
852011 agency
852071 agency
852091 agency
852121 agency
852131 agency
852141 agency

Questions

Business Owners Policy (BOP) insurance in Mesa

All insurance agencies in Mesa · Business Owners Policy (BOP) insurance across Arizona

Where can I find business owners policy (bop) insurance in Mesa?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Mesa agencies work with?

Among the 37 Mesa agencies whose appointments we hold, the companies they are most often appointed with are Travelers (29), Liberty Mutual (25), Liberty Mutual (Safeco) (22), Safeco (22), The Hartford (21). An appointed agency can quote that company's policies.

Do I need flood insurance in Mesa?

FEMA's National Risk Index rates inland flooding risk in Maricopa County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Business Owners Policy (BOP) insurance near Mesa

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