Surety Bonds insurance · Michigan

Surety Bonds Insurance Agencies in Lansing, MI

Guarantees you will meet a contractual or licensing obligation.

Local insight

Surety Bonds insurance in Lansing: what to know

Lansing has 113,023 residents in 51,588 households. We list 3 agencies for surety bonds insurance in Lansing. Here is what the local numbers say about the cover people here need.

Lansing at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Ingham County

FEMA rates the overall natural hazard risk in Ingham County, where most Lansing agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Strong windVery High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Lansing
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Lansing
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Michigan

Michigan requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $10,000 of property damage liability, often written 50/100/10. It also requires personal injury protection and property protection insurance ($1,000,000). Michigan is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: michigan.gov, limits in force since 2020-07-01. Checked 2026-10-24.

Where Lansing agencies are

Lansing agencies we list sit in 3 ZIP codes, mostly in Ingham County.

  • 489111 agency
  • 489121 agency
  • 489171 agency
Where can I find surety bonds insurance in Lansing?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does surety bonds insurance cover?

Guarantees you will meet a contractual or licensing obligation.

Do I need flood insurance in Lansing?

FEMA's National Risk Index rates inland flooding risk in Ingham County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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