Fayette County has 323,725 residents in 139,715 households. We list 8 agencies for surety bonds insurance in Lexington. Here is what the local numbers say about the cover people here need.

Lexington at a glance

8surety bonds insurance agencies listed
46.2%of households rentRenters insurance
$293,500median home valueHome insurance
1984median year homes were builtRebuild cost calculator
7.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Fayette County (the Census does not publish Lexington as a separate place). Agency count: our listings.

Natural hazard risk in Fayette County

FEMA rates the overall natural hazard risk in Fayette County, where most Lexington agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Lexington
Winter weatherRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Lexington
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Lexington
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Lexington agencies are

Lexington agencies we list sit in 6 ZIP codes, mostly in Fayette County.

405022 agencies
405132 agencies
405041 agency
405091 agency
405111 agency
405831 agency

Questions

Surety Bonds insurance in Lexington

All insurance agencies in Lexington · Surety Bonds insurance across Kentucky

Where can I find surety bonds insurance in Lexington?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does surety bonds insurance cover?

Guarantees you will meet a contractual or licensing obligation.

Do I need flood insurance in Lexington?

FEMA's National Risk Index rates inland flooding risk in Fayette County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Surety Bonds insurance near Lexington

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