Boat insurance · Utah

Boat Insurance Agencies in Hurricane, UT

Covers your hull, motor, trailer and liability on the water.

Local insight

Boat insurance in Hurricane: what to know

Hurricane has 22,771 residents in 8,432 households. We list 3 agencies for boat insurance in Hurricane. Here is what the local numbers say about the cover people here need.

Hurricane at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Washington County

FEMA rates the overall natural hazard risk in Washington County, where most Hurricane agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Utah
  • WildfireRelatively High

    Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.

    Home insurance in Utah
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Utah

Utah requires drivers to carry at least $30,000 of bodily injury liability per person, $65,000 per accident and $25,000 of property damage liability, often written 30/65/25. It also requires personal injury protection ($3,000). Utah is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: insurance.utah.gov. Checked 2026-10-24.

Where can I find boat insurance in Hurricane?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Do I need flood insurance in Hurricane?

FEMA's National Risk Index rates inland flooding risk in Washington County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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