Boat insurance · Texas

Boat Insurance Agencies in Grapevine, TX

Covers your hull, motor, trailer and liability on the water.

Local insight

Boat insurance in Grapevine: what to know

Grapevine has 51,139 residents in 21,593 households. We list 15 agencies for boat insurance in Grapevine. Here is what the local numbers say about the cover people here need.

Grapevine at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tarrant County

FEMA rates the overall natural hazard risk in Tarrant County, where most Grapevine agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Grapevine
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Grapevine
  • Ice stormVery High
  • Winter weatherVery High
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Texas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Grapevine agencies work with

Of the 15 Grapevine agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Liberty Mutual9 agencies
  2. Travelers9 agencies
  3. Liberty Mutual (Safeco)8 agencies
  4. Safeco8 agencies
  5. Travelers (Standard Fire)7 agencies
  6. GEICO6 agencies
  7. Home State6 agencies
  8. Mercury6 agencies
  9. Progressive6 agencies
  10. The Hartford6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Grapevine agencies are

Grapevine agencies we list sit in 2 ZIP codes, mostly in Tarrant County.

  • 7605114 agencies
  • 760991 agency
Where can I find boat insurance in Grapevine?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Which insurance companies do Grapevine agencies work with?

Among the 15 Grapevine agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (9), Travelers (9), Liberty Mutual (Safeco) (8), Safeco (8), Travelers (Standard Fire) (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Grapevine?

FEMA's National Risk Index rates inland flooding risk in Tarrant County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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