San Francisco has 830,235 residents in 363,970 households. We list 33 agencies for boat insurance in San Francisco. Here is what the local numbers say about the cover people here need.

San Francisco at a glance

33boat insurance agencies listed
61.8%of households rentRenters insurance
$1,394,500median home valueHome insurance
1946median year homes were builtRebuild cost calculator
30.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in San Francisco County

FEMA rates the overall natural hazard risk in San Francisco County, where most San Francisco agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies San Francisco agencies work with

Of the 33 San Francisco agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers23 agencies
The Hartford17 agencies
Travelers (Standard Fire)16 agencies
Employers15 agencies
Nationwide14 agencies
Liberty Mutual13 agencies
Nationwide (Allied)13 agencies
Chubb12 agencies
Mercury12 agencies
Nationwide (Colonial)12 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where San Francisco agencies are

San Francisco agencies we list sit in 16 ZIP codes, mostly in San Francisco County.

941046 agencies
941114 agencies
941033 agencies
941053 agencies
941082 agencies
941142 agencies
941152 agencies
941212 agencies
941272 agencies
941021 agency
941161 agency
941181 agency
941201 agency
941221 agency
941231 agency
941331 agency

Questions

Boat insurance in San Francisco

All insurance agencies in San Francisco · Boat insurance across California

Where can I find boat insurance in San Francisco?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Which insurance companies do San Francisco agencies work with?

Among the 33 San Francisco agencies whose appointments we hold, the companies they are most often appointed with are Travelers (23), The Hartford (17), Travelers (Standard Fire) (16), Employers (15), Nationwide (14). An appointed agency can quote that company's policies.

Do I need flood insurance in San Francisco?

FEMA's National Risk Index rates inland flooding risk in San Francisco County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Boat insurance near San Francisco

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