Auto Insurance Agencies in Winchester, VA

Winchester at a glance

• 4auto insurance agencies listed
• 56.4%of households rentRenters insurance
• $343,000median home valueHome insurance
• 1968median year homes were builtRebuild cost calculator
• 9.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Virginia

Virginia requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $25,000 of property damage liability, often written 50/100/25. It also requires uninsured and underinsured motorist coverage ($50,000 per person, $100,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in WinchesterHow much liability cover do you need?

Source: law.lis.virginia.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Where Winchester agencies are

Winchester agencies we list sit in 3 ZIP codes.

• 226012 agencies
• 226021 agency
• 226031 agency