Salt Lake City has 208,007 residents in 92,652 households. We list 34 agencies for auto insurance in Salt Lake City. Here is what the local numbers say about the cover people here need.

Salt Lake City at a glance

34auto insurance agencies listed
54.2%of households rentRenters insurance
$539,500median home valueHome insurance
1965median year homes were builtRebuild cost calculator
10.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Salt Lake County

FEMA rates the overall natural hazard risk in Salt Lake County, where most Salt Lake City agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Salt Lake City
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Salt Lake City

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Utah

Utah requires drivers to carry at least $30,000 of bodily injury liability per person, $65,000 per accident and $25,000 of property damage liability, often written 30/65/25. It also requires personal injury protection ($3,000). Utah is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Salt Lake City How much liability cover do you need?

Source: insurance.utah.gov. Checked 2026-10-24.

Insurance companies Salt Lake City agencies work with

Of the 34 Salt Lake City agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers21 agencies
Liberty Mutual18 agencies
Liberty Mutual (Safeco)15 agencies
Nationwide15 agencies
Safeco15 agencies
Travelers (Standard Fire)14 agencies
Nationwide (Colonial)12 agencies
The Hartford12 agencies
Nationwide (Allied)11 agencies
American Modern10 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Salt Lake City agencies are

Salt Lake City agencies we list sit in 14 ZIP codes, mostly in Salt Lake County.

841215 agencies
841714 agencies
841063 agencies
841073 agencies
841093 agencies
841153 agencies
841173 agencies
841233 agencies
841112 agencies
841011 agency
841051 agency
841081 agency
841241 agency
841331 agency

Questions

Auto insurance in Salt Lake City

All insurance agencies in Salt Lake City · Auto insurance across Utah

Where can I find auto insurance in Salt Lake City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Which insurance companies do Salt Lake City agencies work with?

Among the 34 Salt Lake City agencies whose appointments we hold, the companies they are most often appointed with are Travelers (21), Liberty Mutual (18), Liberty Mutual (Safeco) (15), Nationwide (15), Safeco (15). An appointed agency can quote that company's policies.

Do I need flood insurance in Salt Lake City?

FEMA's National Risk Index rates inland flooding risk in Salt Lake County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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