Missouri City has 76,558 residents in 27,348 households. We list 20 agencies for auto insurance in Missouri City. Here is what the local numbers say about the cover people here need.

Missouri City at a glance

20auto insurance agencies listed
18.2%of households rentRenters insurance
$311,400median home valueHome insurance
1993median year homes were builtRebuild cost calculator
2.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Fort Bend County

FEMA rates the overall natural hazard risk in Fort Bend County, where most Missouri City agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Missouri City
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Missouri City
HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Missouri City
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Missouri City

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Missouri City How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Missouri City agencies work with

Of the 20 Missouri City agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive9 agencies
Old American8 agencies
GEICO7 agencies
Incline7 agencies
Agricultural Workers Mutual Auto Insurance Company6 agencies
Foremost6 agencies
Homeowners of America6 agencies
Redpoint6 agencies
Porch5 agencies
The Hartford5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Missouri City agencies are

Missouri City agencies we list sit in 2 ZIP codes, mostly in Fort Bend County.

7745914 agencies
774896 agencies

Questions

Auto insurance in Missouri City

All insurance agencies in Missouri City · Auto insurance across Texas

Where can I find auto insurance in Missouri City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Which insurance companies do Missouri City agencies work with?

Among the 20 Missouri City agencies whose appointments we hold, the companies they are most often appointed with are Progressive (9), Old American (8), GEICO (7), Incline (7), Agricultural Workers Mutual Auto Insurance Company (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Missouri City?

FEMA's National Risk Index rates inland flooding risk in Fort Bend County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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