Forney has 31,532 residents in 9,837 households. We list 11 agencies for auto insurance in Forney. Here is what the local numbers say about the cover people here need.

Forney at a glance

11auto insurance agencies listed
27.8%of households rentRenters insurance
$346,400median home valueHome insurance
2010median year homes were builtRebuild cost calculator
3.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Kaufman County

FEMA rates the overall natural hazard risk in Kaufman County, where most Forney agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Forney

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Forney How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Forney agencies work with

Of the 11 Forney agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost7 agencies
GEICO6 agencies
Home State5 agencies
Liberty Mutual5 agencies
Liberty Mutual (Safeco)5 agencies
National General5 agencies
Progressive5 agencies
Safeco5 agencies
Allstate4 agencies
Old American4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Auto insurance in Forney

All insurance agencies in Forney · Auto insurance across Texas

Where can I find auto insurance in Forney?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Which insurance companies do Forney agencies work with?

Among the 11 Forney agencies whose appointments we hold, the companies they are most often appointed with are Foremost (7), GEICO (6), Home State (5), Liberty Mutual (5), Liberty Mutual (Safeco) (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Forney?

FEMA's National Risk Index rates inland flooding risk in Kaufman County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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