Auto insurance · Texas

Auto Insurance Agencies in Dumas, TX

Covers your car for damage, theft and the harm you could cause to others.

Local insight

Auto insurance in Dumas: what to know

Dumas has 14,452 residents in 4,827 households. We list 5 agencies for auto insurance in Dumas. Here is what the local numbers say about the cover people here need.

Dumas at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Moore County

FEMA rates the overall natural hazard risk in Moore County, where most Dumas agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Where can I find auto insurance in Dumas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Do I need flood insurance in Dumas?

FEMA's National Risk Index rates inland flooding risk in Moore County as Very Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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