Lexington has 24,585 residents in 9,778 households. We list 3 agencies for auto insurance in Lexington. Here is what the local numbers say about the cover people here need.

Lexington at a glance

3auto insurance agencies listed
31.3%of households rentRenters insurance
$297,700median home valueHome insurance
2002median year homes were builtRebuild cost calculator
7.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Lexington County

FEMA rates the overall natural hazard risk in Lexington County, where most Lexington agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Lexington
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Lexington
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Lexington

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in South Carolina

South Carolina requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident) and uninsured motorist property damage coverage ($25,000).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Lexington How much liability cover do you need?

Source: scstatehouse.gov. Checked 2026-10-24.

Where Lexington agencies are

Lexington agencies we list sit in 2 ZIP codes, mostly in Lexington County.

290722 agencies
290731 agency

Questions

Auto insurance in Lexington

All insurance agencies in Lexington · Auto insurance across South Carolina

Where can I find auto insurance in Lexington?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Do I need flood insurance in Lexington?

FEMA's National Risk Index rates inland flooding risk in Lexington County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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