Harrisburg has 50,287 residents in 22,137 households. We list 5 agencies for auto insurance in Harrisburg. Here is what the local numbers say about the cover people here need.

Harrisburg at a glance

5auto insurance agencies listed
63.4%of households rentRenters insurance
$124,200median home valueHome insurance
1947median year homes were builtRebuild cost calculator
24.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dauphin County

FEMA rates the overall natural hazard risk in Dauphin County, where most Harrisburg agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Harrisburg
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Harrisburg

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Harrisburg agencies are

Harrisburg agencies we list sit in 3 ZIP codes, mostly in Dauphin County.

171103 agencies
171111 agency
171121 agency

Questions

Auto insurance in Harrisburg

All insurance agencies in Harrisburg · Auto insurance across Pennsylvania

Where can I find auto insurance in Harrisburg?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Do I need flood insurance in Harrisburg?

FEMA's National Risk Index rates inland flooding risk in Dauphin County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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