Farmington has 46,314 residents in 17,114 households. We list 5 agencies for auto insurance in Farmington. Here is what the local numbers say about the cover people here need.

Farmington at a glance

5auto insurance agencies listed
33.8%of households rentRenters insurance
$233,000median home valueHome insurance
1982median year homes were builtRebuild cost calculator
7.7%of households have no carAuto insurance
16.1%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in San Juan County

FEMA rates the overall natural hazard risk in San Juan County, where most Farmington agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Farmington
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in New Mexico

New Mexico requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Farmington How much liability cover do you need?

Source: osi.state.nm.us. Checked 2026-10-24.

Where Farmington agencies are

Farmington agencies we list sit in 3 ZIP codes, mostly in San Juan County.

874013 agencies
874021 agency
874991 agency

Questions

Auto insurance in Farmington

All insurance agencies in Farmington · Auto insurance across New Mexico

Where can I find auto insurance in Farmington?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Do I need flood insurance in Farmington?

FEMA's National Risk Index rates inland flooding risk in San Juan County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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