Jersey City has 294,078 residents in 125,223 households. We list 3 agencies for auto insurance in Jersey City. Here is what the local numbers say about the cover people here need.

Jersey City at a glance

3auto insurance agencies listed
72.1%of households rentRenters insurance
$566,900median home valueHome insurance
1971median year homes were builtRebuild cost calculator
40.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Hudson County

FEMA rates the overall natural hazard risk in Hudson County, where most Jersey City agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Coastal floodingVery High
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Jersey City
Winter weatherRelatively High
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Jersey City

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Jersey City agencies are

Jersey City agencies we list sit in 2 ZIP codes, mostly in Hudson County.

073022 agencies
073061 agency

Questions

Auto insurance in Jersey City

All insurance agencies in Jersey City · Auto insurance across New Jersey

Where can I find auto insurance in Jersey City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Do I need flood insurance in Jersey City?

FEMA's National Risk Index rates coastal flooding risk in Hudson County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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