Urbandale has 46,595 residents in 17,547 households. We list 5 agencies for auto insurance in Urbandale. Here is what the local numbers say about the cover people here need.

Urbandale at a glance

5auto insurance agencies listed
21.9%of households rentRenters insurance
$335,500median home valueHome insurance
1992median year homes were builtRebuild cost calculator
2.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Polk County

FEMA rates the overall natural hazard risk in Polk County, where most Urbandale agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Urbandale
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Urbandale
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Urbandale
Ice stormRelatively High
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Urbandale agencies are

Urbandale agencies we list sit in 3 ZIP codes, mostly in Polk County.

503222 agencies
503232 agencies
503981 agency

Questions

Auto insurance in Urbandale

All insurance agencies in Urbandale · Auto insurance across Iowa

Where can I find auto insurance in Urbandale?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Do I need flood insurance in Urbandale?

FEMA's National Risk Index rates inland flooding risk in Polk County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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