Coeur d'Alene has 56,447 residents in 23,963 households. We list 5 agencies for auto insurance in Coeur d'Alene. Here is what the local numbers say about the cover people here need.

Coeur d'Alene at a glance

5auto insurance agencies listed
40.5%of households rentRenters insurance
$483,500median home valueHome insurance
1994median year homes were builtRebuild cost calculator
5.3%of households have no carAuto insurance
4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Kootenai County

FEMA rates the overall natural hazard risk in Kootenai County, where most Coeur d'Alene agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

Winter weatherRelatively High
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Coeur d'Alene agencies are

Coeur d'Alene agencies we list sit in 2 ZIP codes, mostly in Kootenai County.

838143 agencies
838152 agencies

Questions

Auto insurance in Coeur d'Alene

All insurance agencies in Coeur d'Alene · Auto insurance across Idaho

Where can I find auto insurance in Coeur d'Alene?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Do I need flood insurance in Coeur d'Alene?

FEMA's National Risk Index rates inland flooding risk in Kootenai County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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