Auto insurance · Arkansas

Auto Insurance Agencies in Bentonville, AR

Covers your car for damage, theft and the harm you could cause to others.

Local insight

Auto insurance in Bentonville: what to know

Bentonville has 58,249 residents in 22,589 households. We list 6 agencies for auto insurance in Bentonville. Here is what the local numbers say about the cover people here need.

Bentonville at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Benton County

FEMA rates the overall natural hazard risk in Benton County, where most Bentonville agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Ice stormVery High
  • Winter weatherRelatively High
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Bentonville
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Bentonville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arkansas

Arkansas requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in BentonvilleHow much liability cover do you need?

Source: insurance.arkansas.gov. Checked 2026-10-24.

Where Bentonville agencies are

Bentonville agencies we list sit in 2 ZIP codes, mostly in Benton County.

  • 727125 agencies
  • 727131 agency

Questions

Auto insurance in Bentonville

All insurance agencies in Bentonville · Auto insurance across Arkansas

Where can I find auto insurance in Bentonville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does auto insurance cover?

Covers your car for damage, theft and the harm you could cause to others.

Do I need flood insurance in Bentonville?

FEMA's National Risk Index rates inland flooding risk in Benton County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Auto insurance near Bentonville

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