Memphis has 618,980 residents in 253,120 households. We list 6 agencies for annuities insurance in Memphis. Here is what the local numbers say about the cover people here need.

Memphis at a glance

6annuities insurance agencies listed
55.1%of households rentRenters insurance
$169,000median home valueHome insurance
1970median year homes were builtRebuild cost calculator
10.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Shelby County

FEMA rates the overall natural hazard risk in Shelby County, where most Memphis agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Memphis
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Memphis
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Memphis agencies are

Memphis agencies we list sit in 4 ZIP codes, mostly in Shelby County.

381032 agencies
381192 agencies
381171 agency
381201 agency

Questions

Annuities insurance in Memphis

All insurance agencies in Memphis · Annuities insurance across Tennessee

Where can I find annuities insurance in Memphis?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does annuities insurance cover?

Converts a lump sum into a guaranteed income stream in retirement.

Do I need flood insurance in Memphis?

FEMA's National Risk Index rates inland flooding risk in Shelby County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Annuities insurance near Memphis

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