Annuities insurance · Michigan

Annuities Insurance Agencies in Troy, MI

Converts a lump sum into a guaranteed income stream in retirement.

Local insight

Annuities insurance in Troy: what to know

Troy has 87,898 residents in 33,372 households. We list 10 agencies for annuities insurance in Troy. Here is what the local numbers say about the cover people here need.

Troy at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Oakland County

FEMA rates the overall natural hazard risk in Oakland County, where most Troy agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Troy
  • Ice stormVery High
  • Strong windVery High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Troy
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Troy agencies work with

Of the 10 Troy agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Sammons8 agencies
  2. Corebridge (AIG Life)6 agencies
  3. Nationwide6 agencies
  4. Pacific Life Insurance Company6 agencies
  5. Pruco Life Insurance Company6 agencies
  6. The Lincoln National Life Insurance Company5 agencies
  7. BANNER LIFE INSURANCE COMPANY4 agencies
  8. PRINCIPAL NATIONAL LIFE INSURANCE COMPANY4 agencies
  9. Protective Life Insurance Company4 agencies
  10. Transamerica4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Troy agencies are

Troy agencies we list sit in 3 ZIP codes, mostly in Oakland County.

  • 480845 agencies
  • 480853 agencies
  • 480982 agencies

Questions

Annuities insurance in Troy

All insurance agencies in Troy · Annuities insurance across Michigan

Where can I find annuities insurance in Troy?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does annuities insurance cover?

Converts a lump sum into a guaranteed income stream in retirement.

Which insurance companies do Troy agencies work with?

Among the 10 Troy agencies whose appointments we hold, the companies they are most often appointed with are Sammons (8), Corebridge (AIG Life) (6), Nationwide (6), Pacific Life Insurance Company (6), Pruco Life Insurance Company (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Troy?

FEMA's National Risk Index rates inland flooding risk in Oakland County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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