Accident & Health Insurance Agencies in Wyoming

Wyoming at a glance

• 7accident & health insurance agencies listed
• 28.2%of households rentRenters insurance
• $309,700median home valueHome insurance
• 1981median year homes were builtRebuild cost calculator
• 4.1%of households have no carAuto insurance
• 11.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Wyoming

How many of Wyoming’s 23 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

• Winter weather8 of 23 counties

  Very High in Laramie County, Natrona County.

• Lightning6 of 23 counties

  Very High in Teton County.

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Wyoming
• Hail1 of 23 counties

  Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

  Home insurance in Wyoming
• Ice storm1 of 23 counties

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Wyoming

Wyoming requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in WyomingHow much liability cover do you need?

Source: wyoleg.gov. Checked 2026-10-24.