Accident & Health Insurance Agencies in Vermont

Vermont at a glance

• 5accident & health insurance agencies listed
• 26.8%of households rentRenters insurance
• $316,600median home valueHome insurance
• 1976median year homes were builtRebuild cost calculator
• 6.2%of households have no carAuto insurance
• 5.9%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Vermont

How many of Vermont’s 14 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

• Lightning1 of 14 counties

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in every state

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Vermont

Vermont requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10. It also requires uninsured and underinsured motorist coverage ($50,000 per person, $100,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance How much liability cover do you need?

Source: legislature.vermont.gov. Checked 2026-10-24.