Draper has 50,278 residents in 16,981 households. We list 11 agencies for accident & health insurance in Draper. Here is what the local numbers say about the cover people here need.

Draper at a glance

11accident & health insurance agencies listed
31.4%of households rentRenters insurance
$784,800median home valueHome insurance
2003median year homes were builtRebuild cost calculator
2.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Salt Lake County

FEMA rates the overall natural hazard risk in Salt Lake County, where most Draper agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Draper
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Draper

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Utah

Utah requires drivers to carry at least $30,000 of bodily injury liability per person, $65,000 per accident and $25,000 of property damage liability, often written 30/65/25. It also requires personal injury protection ($3,000). Utah is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Draper How much liability cover do you need?

Source: insurance.utah.gov. Checked 2026-10-24.

Insurance companies Draper agencies work with

Of the 11 Draper agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare8 agencies
Aetna7 agencies
Medicare Advantage7 agencies
Centene6 agencies
Devoted Health Plan of Texas,5 agencies
Humana5 agencies
Molina Healthcare of Texas,5 agencies
BANNER LIFE INSURANCE COMPANY4 agencies
CHA HMO,4 agencies
HealthSpring Life & Health Insurance Company,4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Accident & Health insurance in Draper

All insurance agencies in Draper · Accident & Health insurance across Utah

Where can I find accident & health insurance in Draper?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Draper agencies work with?

Among the 11 Draper agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (8), Aetna (7), Medicare Advantage (7), Centene (6), Devoted Health Plan of Texas, (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Draper?

FEMA's National Risk Index rates inland flooding risk in Salt Lake County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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