Southlake has 31,137 residents in 9,229 households. We list 16 agencies for accident & health insurance in Southlake. Here is what the local numbers say about the cover people here need.

Southlake at a glance

16accident & health insurance agencies listed
5.4%of households rentRenters insurance
$1,014,500median home valueHome insurance
1997median year homes were builtRebuild cost calculator
1.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tarrant County

FEMA rates the overall natural hazard risk in Tarrant County, where most Southlake agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Southlake
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Southlake
Ice stormVery High
Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Southlake How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Southlake agencies work with

Of the 16 Southlake agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Aetna11 agencies
Blue Cross Blue Shield11 agencies
The Lincoln National Life Insurance Company8 agencies
Transamerica7 agencies
Cigna6 agencies
Corebridge (AIG Life)6 agencies
Humana6 agencies
Metropolitan Life Insurance Company6 agencies
The Hartford6 agencies
Ameritas Life Insurance5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Accident & Health insurance in Southlake

All insurance agencies in Southlake · Accident & Health insurance across Texas

Where can I find accident & health insurance in Southlake?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Southlake agencies work with?

Among the 16 Southlake agencies whose appointments we hold, the companies they are most often appointed with are Aetna (11), Blue Cross Blue Shield (11), The Lincoln National Life Insurance Company (8), Transamerica (7), Cigna (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Southlake?

FEMA's National Risk Index rates inland flooding risk in Tarrant County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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