Plano has 290,594 residents in 112,438 households. We list 79 agencies for accident & health insurance in Plano. Here is what the local numbers say about the cover people here need.

Plano at a glance

79accident & health insurance agencies listed
43.1%of households rentRenters insurance
$465,900median home valueHome insurance
1993median year homes were builtRebuild cost calculator
3.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Collin County

FEMA rates the overall natural hazard risk in Collin County, where most Plano agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Plano
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Plano
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Plano
Ice stormRelatively High
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Plano How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Plano agencies work with

Of the 79 Plano agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Blue Cross Blue Shield44 agencies
UnitedHealthcare44 agencies
Aetna40 agencies
Corebridge (AIG Life)27 agencies
Nationwide25 agencies
Medicare Advantage24 agencies
National Pacific Dental,24 agencies
PACIFICARE LIFE AND HEALTH INSURANCE COMPANY24 agencies
Dearborn Life Insurance Company22 agencies
Humana22 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Plano agencies are

Plano agencies we list sit in 9 ZIP codes, mostly in Collin County.

7502418 agencies
7502312 agencies
7509311 agencies
7502510 agencies
7509410 agencies
750749 agencies
750755 agencies
750262 agencies
750862 agencies

Questions

Accident & Health insurance in Plano

All insurance agencies in Plano · Accident & Health insurance across Texas

Where can I find accident & health insurance in Plano?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Plano agencies work with?

Among the 79 Plano agencies whose appointments we hold, the companies they are most often appointed with are Blue Cross Blue Shield (44), UnitedHealthcare (44), Aetna (40), Corebridge (AIG Life) (27), Nationwide (25). An appointed agency can quote that company's policies.

Do I need flood insurance in Plano?

FEMA's National Risk Index rates inland flooding risk in Collin County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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