Georgetown has 85,999 residents in 35,400 households. We list 22 agencies for accident & health insurance in Georgetown. Here is what the local numbers say about the cover people here need.

Georgetown at a glance

22accident & health insurance agencies listed
30.5%of households rentRenters insurance
$429,100median home valueHome insurance
2008median year homes were builtRebuild cost calculator
3.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Williamson County

FEMA rates the overall natural hazard risk in Williamson County, where most Georgetown agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Georgetown
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Georgetown
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Georgetown

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Georgetown How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Georgetown agencies work with

Of the 22 Georgetown agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Aetna14 agencies
UnitedHealthcare12 agencies
Humana9 agencies
Medicare Advantage9 agencies
Corebridge (AIG Life)8 agencies
Ameritas Life Insurance7 agencies
Blue Cross Blue Shield7 agencies
LOYAL AMERICAN LIFE INSURANCE COMPANY7 agencies
Medico Life and Health Insurance Company7 agencies
Scott and White Health Plan7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Georgetown agencies are

Georgetown agencies we list sit in 4 ZIP codes, mostly in Williamson County.

7862811 agencies
786337 agencies
786263 agencies
786271 agency

Questions

Accident & Health insurance in Georgetown

All insurance agencies in Georgetown · Accident & Health insurance across Texas

Where can I find accident & health insurance in Georgetown?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Georgetown agencies work with?

Among the 22 Georgetown agencies whose appointments we hold, the companies they are most often appointed with are Aetna (14), UnitedHealthcare (12), Humana (9), Medicare Advantage (9), Corebridge (AIG Life) (8). An appointed agency can quote that company's policies.

Do I need flood insurance in Georgetown?

FEMA's National Risk Index rates inland flooding risk in Williamson County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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