Accident & Health Insurance Agencies in Painesville, OH

Painesville at a glance

• 3accident & health insurance agencies listed
• 48.9%of households rentRenters insurance
• $158,800median home valueHome insurance
• 1969median year homes were builtRebuild cost calculator
• 10.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Lake County

FEMA rates the overall natural hazard risk in Lake County, where most Painesville agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

• Winter weatherRelatively High
• Strong windRelatively High

  Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

  Home insurance in Ohio

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Ohio

Ohio requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in OhioHow much liability cover do you need?

Source: insurance.ohio.gov. Checked 2026-10-24.