Deerfield has 19,518 residents in 7,515 households. We list 16 agencies for accident & health insurance in Deerfield. Here is what the local numbers say about the cover people here need.

Deerfield at a glance

16accident & health insurance agencies listed
17.5%of households rentRenters insurance
$623,400median home valueHome insurance
1970median year homes were builtRebuild cost calculator
6.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Lake County

FEMA rates the overall natural hazard risk in Lake County, where most Deerfield agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Deerfield
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Deerfield
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Deerfield

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Illinois

Illinois requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Deerfield How much liability cover do you need?

Source: idoi.illinois.gov. Checked 2026-10-24.

Insurance companies Deerfield agencies work with

Of the 16 Deerfield agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare14 agencies
Aetna13 agencies
National Pacific Dental,10 agencies
PACIFICARE LIFE AND HEALTH INSURANCE COMPANY10 agencies
Blue Cross Blue Shield8 agencies
Dearborn Life Insurance Company7 agencies
Principal7 agencies
Ameritas Life Insurance6 agencies
Chubb (ACE)6 agencies
Humana6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Accident & Health insurance in Deerfield

All insurance agencies in Deerfield · Accident & Health insurance across Illinois

Where can I find accident & health insurance in Deerfield?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Deerfield agencies work with?

Among the 16 Deerfield agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (14), Aetna (13), National Pacific Dental, (10), PACIFICARE LIFE AND HEALTH INSURANCE COMPANY (10), Blue Cross Blue Shield (8). An appointed agency can quote that company's policies.

Do I need flood insurance in Deerfield?

FEMA's National Risk Index rates inland flooding risk in Lake County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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