Savannah has 147,898 residents in 58,192 households. We list 8 agencies for accident & health insurance in Savannah. Here is what the local numbers say about the cover people here need.

Savannah at a glance

8accident & health insurance agencies listed
54.6%of households rentRenters insurance
$248,900median home valueHome insurance
1971median year homes were builtRebuild cost calculator
10.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Chatham County

FEMA rates the overall natural hazard risk in Chatham County, where most Savannah agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Savannah
Coastal floodingVery High
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Savannah
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Savannah agencies are

Savannah agencies we list sit in 4 ZIP codes, mostly in Chatham County.

314053 agencies
314012 agencies
314192 agencies
314161 agency

Questions

Accident & Health insurance in Savannah

All insurance agencies in Savannah · Accident & Health insurance across Georgia

Where can I find accident & health insurance in Savannah?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Do I need flood insurance in Savannah?

FEMA's National Risk Index rates coastal flooding risk in Chatham County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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