Middletown has 47,958 residents in 20,390 households. We list 3 agencies for accident & health insurance in Middletown. Here is what the local numbers say about the cover people here need.

Middletown at a glance

3accident & health insurance agencies listed
47.1%of households rentRenters insurance
$295,300median home valueHome insurance
1972median year homes were builtRebuild cost calculator
10.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Connecticut

Connecticut requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires uninsured and underinsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Connecticut How much liability cover do you need?

Source: cga.ct.gov, limits in force since 2018-01-01. Checked 2026-10-24.

Questions

Accident & Health insurance in Middletown

All insurance agencies in Middletown · Accident & Health insurance across Connecticut

Where can I find accident & health insurance in Middletown?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Do I need flood insurance in Middletown?

FEMA's National Risk Index rates inland flooding risk in Lower Connecticut River Valley Planning Region as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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